First Layer:
1 cup flour
1/2 cup chopped pecans
1/2 cup margarine, melted
Combine ingredients. Press into 9x13" pan. Bake at 350 degrees for 12-15 min. Cool.
Second Layer:
8 oz. cream cheese, softened
1 cup whipped topping (like Cool Whip)
1 cup powdered sugar
Beat second layer ingredients until fluffy. Spread on top of cooled first layer.
Third Layer:
1 small package instant chocolate pudding
1 small package instant cheesecake pudding
Milk, as directed on boxes (minus a little, to make the pudding stiffer)
Mix instant pudding with milk. Spread over second layer.
Fourth Layer:
1 cup whipped topping (like Cool Whip)
Top whole dessert with whipped topping. Chill until set.
Grate chocolate bar over top or sprinkle with chopped nuts or toasted coconut.